The program is very simple and easy to use. Whenever you want to factor invoices, you send them, along with supporting documentation, to 21st by fax and mail 21st the originals. 21st advances between 80% and 90% against these invoices by sending a wire transfer to your bank account. Upon collection from your customer when the invoice is due, 21st retains the amount originally advanced plus a fee, and returns the balance to you.

21st Financial Solutions offers a combination of flexibility and a knowledgeable financing partner.

• No contract term - You can stop factoring at any time
• No Minimums - You have no obligation to factor invoices. You can do it one month and not the next.
• Fair Terms - Flexible advance percentage and reasonable rate structure.
• Personal Service - You always deal directly with a decision maker who tries to accommodate your needs.